In a move that could reshape how businesses manage their money, Zindigi (Digital financial platform by JS Bank) has join hands with the Federation of Pakistan Chambers of Commerce & Industry (FPCCI). Their goal? To make financial tools simpler, faster, and more accessible—especially for the small and medium enterprises (SMEs) that make up the backbone of Pakistan’s economy.
This isn’t just a handshake agreement. The partnership will introduce a real-time QR-based payment system through Raast across FPCCI’s vast network of 76 chambers and 155 trade associations. In plain terms: businesses will soon be able to make instant, secure, and low-cost transactions—without the usual friction of traditional banking.
But the collaboration isn’t stopping at payments. Zindigi is rolling out a full financial toolkit—think business loans, financing options, and investment products—all tailored for entrepreneurs and trade bodies. The idea is to help small businesses digitize their financial operations and tap into wider markets.
According to Faisal Khalid, Chief Product Officer at Zindigi, the partnership is part of a bigger vision to modernize how Pakistan does business. “We want to create a landscape where even the smallest businesses can access the tools that used to be reserved for large enterprises.”
Aun Ali Syed, Vice President of FPCCI, echoed the excitement, saying this partnership is about “empowering businesses with the digital tools they need to thrive.”
At its core, this collaboration is about reducing barriers and building smarter systems—helping businesses not just survive, but grow in a fast-evolving digital economy.
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